Unlocking access to finance for the African informal economy.
About Us
Our History
Our journey began with a clear goal of utilising data to bridge access to credit between financial services and the informal economy.
Our Mision
Our mission is to close the $700 billion access to finance gap that exists within the Sub-Saharan Africa's informal economy by developing market-fit financial products.
Our Technology
Our core technology uses data to perform advanced analytics, employing AI and machine learning tools to effectively manage credit risk and enable informed decisions for financial service providers.
Our Solutions
Embedded Financing
Our Embedded Financing Solutions harness Tausi's cutting edge credit risk scoring algorithms and engine to analyze alternative consumer data, enabling financial service providers to make informed lending decisions in the credit consumer market.
Additionally, through strategic partnerships, we seamlessly integrate customised financial products into existing networks. This empowerment extends to informal sector agents and merchants, granting them access to credit and facilitating business expansion.
This approach plays a vital role in fostering economic empowerment and advancing financial inclusion.
Open Financing
Our Open Financing solution boasts a powerful Statement Analyser Tool, enabling users to effortlessly upload their mobile money transactions using a mobile money statement.
This functionality offers individuals a thorough insight into their financial transactions and history.
Moreover, within the Open Financing ecosystem, users can harness their financial profile for diverse purposes, including accessing credit from other Financial Service Providers (FSPs) and optimising budgeting and financing strategies.
Use-Cases
Micro and small consumer loans
Short-term loans with a typical credit of $5 - $400 and repayment terms of up to 4-weeks.
Buy Now Pay Later (BNPL) Services
Our technology powers Buy Now Pay Later (BNPL) services, where customers can enjoy the flexibility of making purchases without having to pay the full amount upfront.
Mobile money and agent banking loans
Short term loans to mobile money and agent banking agents, with a typical credit of $10 - $100 and with up-to a 28-day repayment time.
Expanding credit access through the following financial service providers
For FinTechs and credit-related businesses
In cases where traditional financial credit assessment methods cannot be applied, our embedded and open financing solutions can be used to credit score applicants based on alternative data.
For Mobile Network Operators (MNOs)
Our solutions' suite enables Mobile Network Operators (MNOs) to quickly deploy scalable financial products to their mass market and offer valuable added services to their customers.
For Banks and Micro-Finance Institutions
Our solutions' suite empowers financial service providers to expand revenue and customer base while scaling services through swift decision-making, tapping into new markets and offering innovative products.
